Articles

HOME BUYER CHECKLIST
The Home Buyer Checklist identifies some of the important factors to consider when choosing a home.

BANKRUPTCY-YOUR HOUSE AND CAR
Depending upon which exemption scheme is selected and your circumstances, you may exempt up to $100,000 in equity.

BANKRUPTCY-ASSETS AND OTHER PROPERTY
Once the bankruptcy is filed, all the property of the debtor at the time of the filing and certain other property to be received in the future becomes the property of the bankruptcy estate.

BANKRUPTCY & BILLS
Not all debts are dischargeable. Find out what will not be discharged.

BANKRUPTCY ALERNATIVES
Alernatives to bankruptcy.

SUBPRIME LOANS
Subprime Loans If you have bad credit, you may not qualify for a conventional loan or a low down payment loan offered by FHA and VA. In this case, you may consider a subprime mortgage.

IMPROVING BAD CREDIT
If you had past credit problems, on-time payments for a year or more can may be the your way back to satisfactory credit.

HOW TO IMPROVE YOUR CREDIT
Some steps to take so that this won't happen again.

CREDIT HISTORY
Some steps to increase your chances of being approved for a mortgage or loan.

CREDIT GRADE
An A to F rating by Mortgage companies that grade your loan based on certain credit related items and your credit score.

CREDIT REPORTING BUREAUS
Contact Information for the three largest credit bureaus.

YOUR CREDIT REPORT
It details your credit history that has been reported to the credit reporting agencies by those that have extended credit to you.

CREDIT SCORE - WHAT IS IT?
Also referred to as a FICO score, it is the statistical method that's used to assess your credit risk.

WHY BUY A MODULAR HOME?
10 reasons to consider a modular home.

MODULAR HOME PRICING MYTHS
Myths about the pricing and financing of modular homes.

MODULAR HOUSING FAQS
Frequently asked questions about modular housing.

DIFFERENCES BETWEEN A MODULAR HOME AND A TRADITIONAL HOME
Modular homes are similar to traditional homes. The same type of building materials and craftsmanship go into building a modular home. However, the way the home is built is the main difference.

WHAT IS A MODULAR HOME?
Description of what's considered a modular home.

REFINANCING
Should you refinance your home?

SAVING FOR A DOWNPAYMENT
Some tips on saving money for a downpayment on your home.

HOW MORTGAGE LOANS WORK
A look at how mortgage loans work,

GETTING YOUR FINANCES IN ORDER
A crucial step in starting your search for a new home is having a clear idea of your financial situation. Here are some tips.

SINGLE WIDE MOBILE HOME REFINANCING
Single wide mobile home refinancing is virtually identical to double wide refinancing with the exception that in order to qualify for refinancing, the mobile must be valued at $20k or more.

MANUFACTURED HOME FINANCING WITH CHATTEL LOANS
Financing with a home only.

FINANCING MANUFACTURED HOMES AS REAL ESTATE
Determine the eligibility of the Manufactured Home transaction as real estate

SHOULD I PAY POINTS?
How to decide whether you should pay points on your mortgage loan.

MANUFACTURED HOMES AND FHA LOANS
Purchasing a Manufactured / Mobile Home with a FHA Loan.

THE MORTGAGE RATE
The factors that affecting your Mortgage Rate.

MORTGAGE BASICS
A look at the Mortgages basics including the various mortgage types.

MORTGAGE LENDERS
List of many of the Mortgage lenders that finance Manufactured homes and Modular homes.

MODULAR HOME FINANCE PROCESS
Process of financing a Modular home.

FINANCING MANUFACTURED (MOBILE) HOMES
About the FHA Title I program to purchase a manufactured/mobile home and/or lot.

HOME OWNERS INSURANCE
The family insurance portfolio usually always includes some form of property insurance. The homeowner policy has been around a long time and is purchased every time a family purchases a new home.

TYPES OF HOMEOWNERS INSURANCE
There are 6 different types of homeowners insurance in general that are consistently utilized. Of these HO-3 is the most usual policy then it is followed by HO-4 and HO-6. Others less used, but still important, are HO-1, HO-2 and HO-5.

CRITERIA TO PICK RIGHT HOME INSURANCE POLICY
After receiving all of your free insurance quotes you should use the following four criteria to pick the policy that’s right for you.

HOMEOWNER'S INSURANCE: LEVEL OF COVERAGE
After you’ve chose a policy type, you’ll need to determine the level of coverage you want.

HOW TO BUY LAND FOR A MANUFACTURED HOME
Follow these steps to find the right place for your new home.

HOW TO LEASE LAND FOR A MANUFACTURED HOME
Here are some ideas for making your leased-land search successful.

BUYING A NEW MANUFACTURED HOME
A few smart tips to help you make buying a New manufactured home more rewarding.

ADVANTAGES OF MANUFACTURED HOUSING
A look at the many advantages to manufactured housing.

STEPS TO BUYING A MANUFACTURED HOME
The steps to buying a manufactured home.

SELECTING THE RIGHT LOCATION
Tips on selecting the right location for your new manufactured home. Areas covered include Mobile Home parks, planned subdivisions and private land.

CHOOSING A MOBILE HOME COMMUNITY
Helpful information on selecting a Mobile home community / park that is right for you.

HOW TO SELECT A HOME SITE
Things you should consider when selecting a home site for your manufactured home.

MANUFACTURED HOUSING FAQS
Frequently asked questions about Manufactured homes.

BUYING A RESALE MANUFACTURED HOME
What to look for in resale manufactured homes.

HOME IDENTIFICATION
Locating the HUD data plate and other identifying information of the manufactured or modular home.

SELLING A MANUFACTURED HOME
Tips on Selling your manufactured home.

STATE MANUFACTURED HOME ASSOCIATION
List of the State manufactured home associations.

MANUFACTURED & MODULAR HOME BUILDERS
List of the major manufactured home and modular home builders/manufacturers.

THE DEFINITION OF A MANUFACTURED HOME
What exactly is a manufactured home? The answer may surprise you.

MANUFACTURED HOME APPLIANCE REPAIR
Repair of manufactured home appliances.

MANUFACTURED HOME CABINET REPAIR-REPLACEMENT
Replacement of Manufactured Home cabinets.

MANUFACTURED HOME CABINET REPAIR-LOOSE DOORS
Manufactured Home Cabinet Repair of Loose Doors.

MANUFACTURED HOME CABINET REPAIR-STICKING DOORS
Manufactured Home Cabinet Repair of Sticking Doors

MANUFACTURED HOME CEILINGS REPAIR
Manufactured Home Ceilings Repair

MANUFACTURED HOME CEILINGS -STAINS
Manufactured Home Ceiling Staining

MANUFACTURED HOME CEILINGS-REPLACEMENT
Replacement of Manufactured Home Ceilings.

MANUFACTURED HOME COUNTERTOPS-REPLACEMENT
Replacement of Manufactured Home Countertops.

MANUFACTURED HOME COUNTERTOPS-DELAMINATING
Deliminating Manufactured Home Countertops

MANUFACTURED HOME COUNTERTOPS-CAULKING
Caulking Manufactured Home Countertops.

MANUFACTURED HOME COUNTERTOPS-SEALING SEAMS
Sealing Seams of Manufactured Home Countertops.

MANUFACTURED HOME COUNTERTOPS-CRACKED CERAMIC TILE
Replacing cracked ceramic tile on Manufactured Home Countertops

MANUFACTURED HOME COUNTERTOPS-SAGGING
Repair of sagging Manufactured Home Countertops.

MANUFACTURED HOME COUNTERTOPS-CHIPPED OR BURNED
Repair of Chipped or Burned Manufactured Home Countertops.

MANUFACTURED HOME DOORS-EXTERIOR
Repair of Manufactured Home Exterior Doors.

MANUFACTURED HOME REPAIR-COMMON TOOLS
Common Manufactured Home Repair Tools.

MANUFACTURED HOME TOOLS-DRYWALL
Drywall repair tools.

MANUFACTURED HOME TOOLS-CARPET
Tools used to install carpet.

MANUFACTURED HOME FLOORING- SOFT SPOTS
Repair of floor soft spots.

MANUFACTURED HOME FURNACES- TROUBLESHOOTING
Troubleshooting Manufactured Home Furnaces

MANUFACTURED HOME ELECTRICAL- HALF OF DOUBLEWIDE WITHOUT POWER
What to look at when half of your Doublewide has no power .

MANUFACTURED HOME ELECTRICAL- BLOWN BREAKERS
Repair of Blown Breakers.

MANUFACTURED HOME ELECTRICAL- DEAD OUTLET
Replacing a Dead Electrical Outlet.

MANUFACTURED HOME ELECTRICAL- MULTIPLE DEAD OUTLETS
Multiple Dead Electrical Outlets diagnosis and repair.

MANUFACTURED HOME FLOORING- SUBFLOORS
Repair of Manufactured Home Subfloors.

MANUFACTURED HOME FLOORING- BELLY
Repair of Manufactured Home Belly.

MANUFACTURED HOME FLOORING- REPLACEMENT
Replacement of Flooring in a Manufactured Home.

MANUFACTURED HOME FLOORING- CARPET REPLACEMENT
Carpet Replacement in a Manufactured Home.

MANUFACTURED HOME WINDOWS- CONDENSATION
Condensation on inside of windows.

ESTIMATING A LONG DISTANCE MOVE
A guide to help you determine the cost of a long distance move.

MOVING INSURANCE
Some important factors to consider when deciding upon insurance for the move.

PACKING TIPS
The 7 most important packing tips.

MOVING TIPS
Helpful tips to make your move go smoothly as possible.

LONG DISTANCE MOVES
A lot of things go into a cross country move.

LOCAL MOVES
A lot of variables factor into how long and how much a move will take.

AVOIDING FORECLOSURE
A look at options to avoid foreclosure and several precautions to take so that you're not taken advantage of by scam artists.

MANUFACTURED HOME FORECLOSURE-OREGON AND WASHINGTON
A look at the foreclosure of manufactured homes in the northwest US from the lenders perspective.

DEED IN LIEU
Exercising this option involves the legal transfer of your rights of entitlement to your home.

3 WAYS TO PROFIT FROM FORECLOSURES
To profit from the foreclosure procedure, it is necessary to understand how the process works. There are three basic opportunities to profit from residential foreclosures.

WORKING WITH REO PROPERTY
How to find and work with REO Real Estate Brokers

REAL ESTATE AUCTIONS
Real estate auctions, which are more commonly called Sheriff Sales are a big part of the distressed property business.

ESTIMATING THE VALUE OF A TAX SALE PROPERTY
Some guidelines on evaluating property prior to buying it at Auction.

THE REAL RISK OF HOME EQUITY LOANS
A look at the REAL risks in getting a Home Equity Loan.

BUYING PRE-FORECLOSURE
Advantages and Disadvantages to buying property prior to foreclosure.

HOW TO AVOID FORECLOSURE
Answers to the most common questions.

PRE-FORECLOSURE BUYING PROCESS
More on the process of finding and buying pre-foreclosure properties.

INSIDE LOOK AT BANK FORECLOSURES
The fact and the fiction

RISKS AND REWARDS OF FORECLOSURE INVESTING
A look at pre-foreclosure, auction and REO phases.

WHAT'S AN REO?
The purchase of a REO property is much different than conventional homes. Find out how it works!